IMPORTANT: PLEASE READ—USE MEANS ACCEPTANCE
You must be at least 13 years or older based on Store Content Rating of App of age to download, install, register with, access and/or otherwise use the App. By doing so, you are warranting that you are 13 or older based on Store Content Rating and agreeing that you will comply with the terms and conditions of this TOU.
You represent that you own or control the device you use to access the App (“your Device”), and understand that airtime, data, messaging, and other charges from the provider of your Device or mobile service may apply. It is your responsibility to pay those costs. In addition, it is your responsibility to determine whether your Device is compatible with the App.
We does not make any representations, warranties, or guarantees that the App will be compatible with, or accessible by, your Device.
(a) Grant. With the exception of third party materials and user-generated materials, all content of the App, including text, photographs, images, graphics, designs, trademarks, audio, video, content, software and files (“Our Content”) is proprietary to Operal AG and its licensors. Our hereby grants you a limited, non-exclusive, non-transferrable, non-sublicensable, and revocable license to reproduce and display Our Content delivered from the App on your Device solely for your personal, non-commercial, and entertainment use. Except as permitted by this TOU, you may not copy, modify, translate, distribute, transmit, publish, republish, perform, display, post, download, upload, frame, make available, lend, hire, communicate to the public, adapt, or sell any Our Content. Any unauthorized use of Our Content may violate copyright, trademark, patent, trade secret, or other applicable laws and regulations and will result in the termination of this license. Except only as expressly set forth in this TOU, this TOU does not grant to you any license to any intellectual property rights or other proprietary rights.
(b) Compliance with third-party terms. This grant of license is conditional on your compliance with the terms and conditions of use of third parties as may be applicable to your use of the App, including the terms and conditions of any mobile application platform storefronts for the App (e.g., the Apple App Store or Google Play).
(c) No sale. You agree that the App and any Our Content are at all times licensed and not sold.
Virtual Items and virtual currency
(a) Company Ownership. We owns, has licensed, or otherwise has the rights to use all Our Content appearing or originating in the App, including virtual items (“Virtual Items”) and virtual currency (“Virtual Currency”).
(b) License Only. Virtual Items and Virtual Currency are provided solely for your personal and entertainment use, they may only be used in the App, and they have no “real world” value. By purchasing or receiving Virtual Items and Virtual Currency all that you receive is a limited license to use them in the App by the terms of this TOU. Virtual Items and Virtual Currency are not your personal property and no ownership interest in them is transferred to you.
(c) Types & “Prices”. The “prices” for and the amounts and kinds of Virtual Items and Virtual Currency available may be changed at any time without notice. Virtual Items and Virtual Currency that you receive may also be changed or discontinued at any time without notice.
(d) No Redemption. Virtual Items and Virtual Currency may never be redeemed by you for “real world” money, goods, wares, merchandise, services, or anything of monetary value from us, any of our affiliates, or any other person.
Orders and payment
(a) Orders. If you are under the age of 18 or whatever is the age of legal majority where you access the App, you may make payments only with the involvement of your legal guardian, and you represent that your legal guardian has read, understood, and agreed to this TOU.
You may purchase, with “real world” money, a limited license to access the App (where the App is made available for a fee) and/or limited licenses to use Virtual Items or Virtual Currency (any license, “Access”). You agree that all Access purchases are final.
Your orders for Access are offers for use of that content, and if accepted, the relevant content will be made available to you (e.g., Virtual Items or Virtual Currency) under the terms of this TOU.
You expressly consent to the making available of that content immediately upon acceptance of your order. If you are a resident of the European Union and you purchase Access from us, the right to withdraw from such purchases within 14 days of the date of purchase (“Cooling Off Period”) may be available to you; however, this right of withdrawal will not apply where our performance begins before the end of the Cooling Off Period. Therefore, you expressly agree and understand that if you order Access from us, your right of withdrawal is forfeited upon acceptance as performance begins immediately on acceptance.
You understand and agree that We provides no refunds for any purchases.
(b) Charges, taxes. You are responsible for and will pay all fees, charges, and applicable taxes incurred by you in connection with use of the App or the purchase of content for the App. Note also that you may be charged use, VAT, sales, or like tax on your orders as applicable.
(a) Your responsibility. You may not post, transmit, store, or share any User Content (defined below) that is not an original work of authorship by you or for which you do not have rights or permission to do so. You are solely responsible for all text, photographs, images, graphics, designs, audio, video, games, applications, software, files, user profiles, messages, and other content (collectively, “User Content”) that you post, transmit, or share, and you are solely responsible for creating backup copies of any User Content and for replacing any User Content to the extent you desire to do so and the replacement is consistent with this TOU.
(b) Ownership and license — How we may use User Content. Subject to the following license between you and Us, you retain ownership of all of your rights in the User Content. By posting, storing, or transmitting User Content, you (i) authorize Us to reproduce, distribute, transmit, and use such User Content as necessary to facilitate the posting, storage, and transmission of, and the access to, such User Content; and (ii) grant to Us a nonexclusive, worldwide, perpetual, irrevocable, royalty-free, fully paid, transferable, and sublicensable license to use, reproduce, distribute, publicly perform, publicly display, reformat, translate, excerpt, modify, and create derivative works of your User Content for any purpose (commercial or non-commercial).
(c) No Liability for User Content. We have no liability to you for User Content, and makes no representations or warranties, express or implied, as to or the accuracy, reliability, or content of User Content and such User Content does not necessarily reflect the opinions, positions, or policies of Operal AG. Although We provides rules and principles for App user conduct and postings, Operal AG does not control, and has no liability to you for, what App users post, transmit, or share. Further, Operal AG has no liability to you for any offensive, inappropriate, obscene, unlawful, or otherwise objectionable content you may encounter or access.
(a) General. You may use the App solely for your personal, non-commercial, and entertainment use. You represent, warrant, and agree that you will not use the App in an unlawful, threatening, or harassing manner, or take any action that, in Our sole discretion, is considered offensive, libelous, defamatory, immoral, objectionable, or unethical or that is otherwise inconsistent with the standards of the relevant community and good conduct that We intends to govern the use of the App. In addition to the above, you agree not to do any of the following in connection with the App or Accessed Services:
Post, upload, publish, submit, or transmit any text, graphics, images, software, music, audio, video, information or other material that: infringes, misappropriates, or violates a third party’s rights (including intellectual property rights); violates, or encourages any conduct that would violate, any applicable law or regulation or would give rise to civil liability; is fraudulent, false, misleading, or deceptive; is defamatory, obscene, pornographic, vulgar, or offensive; promotes discrimination, bigotry, racism, hatred, harassment, or harm against any individual or group; is violent or threatening or promotes violence or actions that are threatening to any other person; or promotes illegal or harmful activities or substances (including but not limited to activities that promote or provide instructional information regarding the manufacture or purchase of illegal weapons or illegal substances). Use, display, mirror, frame, or utilize framing techniques to enclose any content, or any individual element or materials of any content, any name or trademark, logo, or other proprietary information, the content of any text or the layout and design of any page or form contained on a page, without express written consent; Access, tamper with, or use non-public areas of any system, software, or network; Attempt to probe, scan, or test the vulnerability of any system, software, or network or breach any security or authentication measures; Avoid, bypass, remove, deactivate, impair, descramble, or otherwise circumvent any technological measure; Attempt to access or search services or content, or download content, through the use of any engine, software, tool, agent, device, or mechanism (including spiders, robots, crawlers, data mining tools, or the like) other than the software and/or search agents provided by the service or content provider or other generally available third-party web browsers (such as Google Chrome, Microsoft Internet Explorer, Mozilla Firefox, Apple Safari, or Opera); Send any unsolicited or unauthorized advertising, promotional materials, email, junk mail, spam, chain letters, or other form of solicitation; Use any meta tags or other hidden text or metadata utilizing any trademark, logo URL, or product name without express written consent; Use any services or content for any commercial purpose or the benefit of any third party; Forge any TCP/IP packet header or any part of the header information in any email or newsgroup posting, or in any way any services or content to send altered, deceptive, or false source-identifying information; Attempt to decipher, decompile, disassemble, or reverse engineer any software used to provide services or content; Interfere with, or attempt to interfere with, the access of any user, host, or network, including, without limitation, sending a virus, overloading, flooding, spamming, or mail-bombing; Collect or store any personally identifiable information from any service, or from other users of services, without express permission; Impersonate or misrepresent your affiliation with any person; Violate any applicable law or regulation; Take any action that infringes or violates the rights of any other person or entity; Bully, harass, or intimidate any person; Solicit credentials from another person or collect user content or otherwise access any system, software, or network by automated means, including bots, robots, or spiders; Create an account for anyone other than yourself; Use your account or profile for personal commercial gain; Use cheats, exploits, hacks, bots, mods, or third party software designed to gain an advantage, perceived or actual, over other persons, or modify or interfere with any system, software, or network in any way; Abuse or exploit a bug, glitch, or other mechanism in any system, software, or network Engage in any fraudulent behavior, including credit card scams or credit card misappropriation; or Encourage or enable any other person to do any of the foregoing.
(b) Not a restricted country or party. You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
(c) Legal action by Operal AG. Operal AG reserves the right to investigate and take legal action against violators as appropriate.
(d) Notification of prohibited acts. If you believe any of the foregoing prohibited acts are taking place, please notify us at office @ operal . solutions
Content removal & termination
(a) Right to remove. We reserves the right, in its sole judgment, to remove, reject, deny, prohibit, disable access to, or refuse to post or transmit, any User Content, and to deny, restrict, suspend, discontinue, or terminate access to the App or any portion thereof at any time with or without prior notice or explanation, for any or no reason, and without liability, including where Operal AG determines or believes, in its sole discretion, that you have violated this TOU or to protect Operal AG, third parties, the App, or other users from perceived harm.
(b) Right to monitor. You acknowledge that Operal AG has no obligation to monitor or record your access to or use of the App, or to monitor, record, or edit any User Content, but agree that we have the right to do so for the purpose of operating the App, to ensure your compliance with this TOU, or to comply with applicable law or the order or requirement of a court, administrative agency, or other governmental body. You acknowledge and agree that you have no expectation of privacy concerning uploads, transmissions, or submissions of any User Content.
(a) Policy Statement. Operal AG respects the intellectual property rights of others and expects App users to behave likewise. Accordingly, you may not upload, post, send, or transmit to or through the App any materials that violate third party intellectual property rights. Further, in accordance with Operal AG repeat infringer policy expressed in our Copyright Infringement notice available here and incorporated herein by reference, it is the policy of Operal AG to suspend, restrict, or terminate, in appropriate circumstances, subscriptions and accounts held by App users who are repeat infringers. For greater certainty, the foregoing is in addition to and without limitation of anything else herein or at law, including Operal AG right, in its sole discretion, to cause the suspension, restriction, or termination of access to the App for App users who infringe any intellectual property rights of ours or of any third party at any time, including those who are repeat infringers for the purposes of applicable law.
(b) Infringement. If you believe that any copyrighted work owned by you has been copied or used in such a manner so as to constitute copyright infringement in connection with material or data provided through the App, you may notify Operal AG designated copyright agent here: office @ operal . solutions
You are encouraged to familiarize yourself with such requirements and restrictions, or to consult an attorney, before providing any notices of any kind to us in this connection.
Disclaimers; no warranties
YOU EXPRESSLY AGREE THAT THE USE OF THE APP IS AT YOUR SOLE RISK. THE APP, INCLUDING ANY CONTENT PROVIDED THROUGH THE APP, IS PROVIDED ON AN “AS IS” BASIS AND Operal AG HEREBY EXPRESSLY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON INFRINGEMENT.
Operal AG MAKES NO WARRANTY THAT THE APP OR ANY PORTION THEREOF WILL MEET YOUR REQUIREMENTS OR BE AVAILABLE ON AN UNINTERRUPTED, SECURE, OR ERROR-FREE BASIS. Operal AG MAKES NO WARRANTY REGARDING THE QUALITY OF ANY PRODUCTS, SERVICES, LICENSES, OR CONTENT PURCHASED OR OBTAINED THROUGH THE APP OR THE ACCURACY, TIMELINESS, TRUTHFULNESS, COMPLETENESS, OR RELIABILITY OF ANY CONTENT OBTAINED THROUGH THE APP OR ACCESSED SERVICES.
TO THE EXTENT APPLICABLE LAW DOES NOT ALLOW THE EXCLUSIONS AND DISCLAIMERS OF WARRANTIES AS SET FORTH ABOVE, SOME OR ALL OF THE ABOVE EXCLUSIONS AND DISCLAIMERS MAY NOT APPLY TO YOU, IN WHICH CASE ALL WARRANTIES AND EXCLUSIONS WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. YOU ACKNOWLEDGE THAT THE DISCLAIMERS AND EXCLUSIONS CONTAINED HEREIN WILL SURVIVE ANY TERMINATION OR EXPIRATION OF YOUR ACCESS TO OR USE OF THE APP.
Limitation of liability
IN NO EVENT WILL Operal AG, ITS AFFILIATES, OR ITS AND THEIR RESPECTIVE DIRECTORS, MANAGERS, OFFICERS, MEMBERS, EMPLOYEES, AGENTS, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING DAMAGES FOR LOST PROFITS OR LOSS OF DATA, ARISING OUT OF OR RESULTING FROM YOUR USE OF THE APP AND ANY OF OTHER OUR PRODUCTS OR SERVICES, EVEN IF Operal AG IS AWARE OF OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY SET FORTH HEREIN, Operal AG AGGREGATE LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER, REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO ONE HUNDRED DOLLARS ($100 USD). TO THE EXTENT APPLICABLE LAW DOES NOT ALLOW THE EXCLUSIONS AND LIMITATIONS OF DAMAGES AS SET FORTH ABOVE, SOME OR ALL OF THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU, IN WHICH CASE Operal AG LIABILITY TO YOU WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. THE LIMITATIONS AND EXCLUSIONS SET FORTH HEREIN WILL SURVIVE ANY TERMINATION OR EXPIRATION OF YOUR ACCESS TO OR USE OF ANY OF OUR PRODUCTS OR SERVICES.
(a) With third parties. You are solely responsible for your interactions with third parties.
(b) Governing law. You agree that the laws of Poland, excluding its conflicts of law rules, will govern this TOU and any dispute between you and Operal AG.
(c) Jurisdiction and venue. You and Operal AG agree to submit to the exclusive jurisdiction of, and venue in, the Opole, Poland with respect to any dispute between you and Operal AG. You hereby waive all defenses of lack of personal jurisdiction and forum non conveniens with respect to this choice of jurisdiction and venue. This choice of jurisdiction and venue does not prevent either you or Operal AG from seeking injunctive relief for any violation of intellectual property rights or confidentiality obligations in any appropriate jurisdiction.
Changes to TOU
We reserve the right to change this TOU at any time. If we change this TOU in a material way, we will give notice of that by placing a notice on the App webpage or its equivalent in-game, and/or by sending you a notice to the e-mail address we have on file. Your use of the App after we have changed the TOU will indicate your consent to the updated TOU.
You accept this TOU by downloading, installing, registering with, accessing or otherwise using the App. This TOU constitutes the entire agreement between you and Operal AG regarding your use of the App. If any provision of this TOU is determined to be invalid or unenforceable such provision will be deemed severed from this TOU and the remaining provisions of this TOU will not be affected thereby and will continue to be binding upon you and enforceable. The failure of Operal AG to insist upon strict performance of any of the provisions contained in this TOU will not constitute a waiver of our rights, at law or in equity, or a waiver of any other provisions or subsequent default by you in the performance or compliance with any of the terms and conditions of this TOU. This TOU and the license granted hereunder may not be transferred or assigned by you, and any attempted transfer or assignment will be void and ineffective. Operal AG may freely assign this TOU and its rights and obligations hereunder without restriction. We may provide notice to you through the App, our website, by email, or by any other means that you may inform us of; except as otherwise provided in this TOU, all notices given by you under this TOU shall be made by post to Operal AG Technologies, 30 3rd St., San Francisco, CA 94103, Attn: Legal. Any mobile application storefront/marketplace of the App, and its subsidiaries, are third party beneficiaries of this TOU, and will have the right (and will be deemed to have accepted the right) to enforce this TOU against you as a third party beneficiary thereof.
The types of information we may collect when you download, install, register with, access, or otherwise use the App. Our practices for collecting, using, protecting and sharing such information.
We collect offline or from other Operal AG apps, websites, products or services. You provide to or is collected by any third-party
Other Operal AG apps, websites, products or services are governed by their own privacy policies, which we encourage you to read before providing information on or through them.
Information We Collect and How We Collect It
We collect information from and about users of the App: (i) directly from you when you provide it to us; and (ii) automatically when you use the App.
Information you provide to us. We collect information you provide directly to us when you use and interact with the App. This information may include:
Information you provide when you register or create any account or user profile for the App. Information you provide when you use certain App features (if available), such as search, messaging, posting, sharing content or adding friends, or fill in forms in the App. Information you provide when you request customer support or otherwise directly and communicate with us (including, email address and phone number if applicable), as well as records and copies of your correspondence with us. Details of transactions you carry out through the App and of the fulfillment of your transactions. Automatically collected information. Operal AG may also automatically collect certain information when you download, install, register with, access and/or otherwise use the App or view, click or otherwise engage in any advertisements in the App. This information may be collected through various tracking technologies described below. This information may include:
IP addresses and country of install (mapped from IP address). The type of mobile device you are using and related technical specifications. The operating system version on your mobile device. Your mobile device’s identifiers, like the International Mobile Equipment Identity (IMEI), Google Android ID and Apple’s Identifier for Vendors; Advertising identifiers related to your device (Apple’s Identifier for Advertising or Google’s Android Ad ID): Game state and the date and time of activity in the App. Performance data related to advertising (like the number of clicks or views or other interactions with advertisements); Data about your activity in the App (for example, events completed, virtual items, time it took you to complete various activities , the value and details of purchases, your achievements, access times and session length). Tracking technologies. We may use various technologies to automatically collect data in connection with the App, and these may include setting “cookies” on your mobile device, the use of “web beacons”, the use of “device ids” and other technology. This information may include information about your device and the applications you use and related activity data (such as interaction with ads or other content, including views, links clicked, application installs and other conversion information and game play activity).
“Cookies” are small data files stored on a user’s hard drive or in device memory that sites and applications can typically set and then read on future visits to help learn about and personalize the experience for a user (including for purposes of providing targeted and personalized ads). “Web beacons” (also known as “tracking pixels”, ‘pixel tags’ and ‘clear gifs’) are electronic images that may be used within sites and applications to count, analyze and understand user behavior and in connection with providing advertising. “Device IDs” refer to unique identifiers—such as International Mobile Equipment Identity or IMEI, Google Android ID, Apple’s Identifier for Vendors, Apple’s Identifier for Advertisers, Google’s Android Ad ID and device identifiers derived from ‘digital fingerprints’ comprised of several types of data (including device name, applications installed, hardware specifications and browser characteristics). Device IDs may be used to identify a device within an application and across applications. Information we collect from other sources. We may also obtain information about or related to you or your device from other sources, such as advertisers, and combine that with information we collect. Note that we may also combine information we collect through the Application and use it in connection with various services and products offered by us.
Third-party information collection. When you use the App or its content, certain third parties may use automatic information collection technologies to collect information about you or your device. These third parties may include:
Advertisers, ad networks, and ad servers. Analytics companies. Your mobile device manufacturer. Your mobile service provider. These third parties may use tracking technologies to collect information about you when you use the App. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites, apps, and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content. We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.
How we may use the information we collect
We use the information we collect and store to provide a better gaming experience, but there are other uses as well. These uses may include:
How we may share your information
We may share and disclose aggregated information about our users (i.e., information that does not identify any particular individual or device), for any lawful purpose, without restriction.
In addition, we may share and disclose other information about you or your device as follows:
Safety, security and compliance with law
Your information and activities in connection with the App may also be accessed, monitored and disclosed:
When we have a good faith belief that we have to disclose the information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements, or legal process (for example, a court order, search warrant or subpoena). To satisfy any laws or regulations that apply. Where we believe in our sole discretion that the App is being used in committing a crime, including to share information with other companies and organizations for the purposes of fraud protection and other security precautions; When we have a good faith belief that there is an emergency that poses a threat to the health and/or safety of you, another person or the public generally. To protect the rights or property of Operal AG and other applicable third parties. Privacy choices for advertising
Advertising helps to defray certain costs of providing the Application, especially costs that are incurred by Operal AG but not recovered from users. Thus, you may not have a choice to prevent advertisements from being presented when using the Application; however, you do have choices to limit personalized advertisements that are tailored to your interests from Operal AG.
If Operal AG delivers personalized advertising in the Application, Operal AG will provide notice and information about how you may be able to opt-out of such personalized advertisements. Such opportunity to opt out may occur through your device settings (See “Information and choices regarding tracking and targeting on mobile devices” below).
Operal AG may also use other third party advertising networks to serve ads in the App. If you do not wish to receive personalized advertising that is delivered by third parties, you may be able to exercise that choice through opt-out programs that are administered by third parties, including the Network Advertising Initiative (NAI), the Digital Advertising Alliance (DAA), and/or the European Interactive Digital Advertising Alliance (EIDAA). Where applicable, you may exercise your opt-out choices at the NAI website, the DAA website, or the EIAA website. Operal AG does not control these third-party provided opt-out processes and is not responsible for any choices you make using these mechanisms or the continued availability or accuracy of these mechanisms.
Information and choices regarding tracking and targeting on mobile devices
As of the effective date of this policy, Apple and Google offered the owners of devices that use their operating systems, iOS and Android, options for limiting tracking and targeting in relation to ads. Operal AG does not control your device level opt out processes and is not responsible for any choices you make through such mechanism or for the continued availability, accuracy, effectiveness, or location of that mechanism. Using a device level opt-out mechanism may opt you out of all third party personalized advertisements, not just those delivered by Operal AG.
If you use an Apple device go here: https://support.apple.com
If you use an Android device, navigate to the google settings page, select ads and then choose to reset your Android Ad ID or opt-out of personalized ads.
To learn about options for many mobile ad networks, go here. http://www.applicationprivacy.org/expressing-your-behavioral-advertising-choices-on-a-mobile-device/
California Online Privacy Protection Act notice
Sharing with third parties for direct marketing purposes: California residents have the right to request the identity of any third parties to whom the resident’s personal information was shared, if such sharing was to enable the third party’s direct marketing efforts. If you are a California resident and wish to make such a request, please submit your request to firstname.lastname@example.orgOR to opt out of having your personal information shared with third parties for their direct marketing purposes, please email us at email@example.com.
Our policies concerning children
The App is not intended for children under the age of 13 and we do not knowingly collect any personal information from children under 13. If we learn that we have inadvertently gathered personal information from a child under 13, we will take reasonable measures to promptly remove that information from our records.
International operations and cross-border data transfer.
Your information may be sent to the United States and possibly other countries. If you don’t live in the United States, Operal AG will control your personal data.
We store data about users on servers located in the United States and the EEA, and we may also store this information on servers and equipment in other countries. Personal data collected within Switzerland and the European Economic Area (“EEA”) may be transferred to, and stored at, a destination outside of Switzerland and the EEA. The data we hold may also be processed by employees operating outside of Switzerland and the EEA who work for us or one of our affiliates or for one of our vendors. When we transfer your personal information internationally we will take reasonable steps to ensure that your personal information is treated securely, lawfully and in the manner we describe here. Please note that laws vary from jurisdiction to jurisdiction, and so the privacy laws applicable to the places where your information is transferred to or stored, used or processed in, may be different from the privacy laws applicable to the place where you are resident.
How long we keep your information
How long we retain your information depends on why we collected it and how we use it. We will not retain your personal information for longer than is necessary for our business purposes or for legal requirements. For instance, we may retain some information for a few years after you have closed your account with us if this is necessary to meet our legal obligations or to exercise, defend or establish legal rights.
Security of your information